I use to listen to Dave Ramsey and kept trying to get my husband to listen to him and read his books. On one of our trips to see his parents he finally ran across his show (while looking for sports :) ). We listened to him every chance we got on our drive to Iowa and finally got his book from the library to read. My husband was the one who checked it out but I stole it and read it at night. We decided that we wanted to be debt free and provide for more for our children.
It's only been a month but we have paid off the American Express Card, Best Buy, and this month we plan on paying off the last our the credit card we were using. We have stopped using credit cards all together and have set up a budget this month. We have one more major bill then it's just car payments and student loans.
According to our budget we should be able to put about $400 in savings and make two car payments in March. We are hoping to be done with the car payment next year and then just start working on the student loans.
If you are struggling with debt or are tired of being stressed out about it I recommend Dave Ramsey. Listen to him and you will see what I mean. Read his book and you will be wanting to do it too.
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